Benefits and Work Incentives Planning


For people that have SSI and/or SSDI Benefits and…

  • Are currently working or…
  • Want to earn more or…
  • Want to return to the workforce or…
  • Are interested in finding a job for the first time

Have you thought about finding a job or
working more but have some questions?

  • Won’t I lose my benefits right away?
  • What if I have to stop working?
  • Why does my SSI amount change every month?
  • Do I have to report my wages?
  • I got a letter from Social Security, what do they want?
  • What about Food Stamps, Section 8, etc.?


What people are saying about Benefits and Work Incentives Planning at Challenge:

“Challenge helped me find my first job in 10 years; Benefits Planning showed me how my benefit check would change.”

“I thought I would lose my Medicaid health insurance, but I’m working and still have it.”

“I wanted to work and earn overtime but was worried about doing something wrong with my SSDI benefits reporting.  Challenge helped me keep track and now I don’t even need my SSDI!”

“I didn’t know if going back to school was going to work for me, now I know I can!”

Would you like to talk more? Contact:

Briggs Seekins
Director of Employment & Vocational Services
607-272-8990 Ext. 145 or
E-mail: Briggs

We understand the challenges that beneficiaries face in the return to work process, and that many may not be able to work at this time. For those of you who are ready to try working again, let us help you leverage work incentives that are available through Social Security.


Challenge offers Benefits Planning at no cost to you. Our goal is to help people reach their highest employment potential. Many people would like to work, but are worried that they will lose essential medical or cash benefits if they have earnings. Our services will assist individuals who receive Social Security benefits make informed choices about returning to work.  You’ll come out with a plan that has the information you need to decide when and how much you want to work.  Challenge’s Work Incentives Coordinators have completed the certificate series course and are fully credentialed through the Cornell University Yang-Tan Institute on Employment and Disability

Challenge Benefits and Work Incentives Planning offers:

  • Advocacy on your behalf
  • Help in understanding your benefits
  • A written plan so that you’ll know exactly what happens to your SSA benefits when you work
  • Assistance in reviewing Social Security forms
  • Assistance in understanding and reporting earnings to Social Security
  • Writing an SSI Plan for Achieving Self -Support (PASS)
  • Enrollment in the Ticket to Work program (see our web page on Ticket to Work services)
  • Referrals to neighborhood legal services for complex SSA claims 

Challenge can also provide information about:

  • Social Security Disability Insurance (SSDI) Trial Work Period (TWP) and Extended period of eligibility (EPE) rules
  • SSI Rules for disregarding some earned income, including student earnings SSDI & SSI reinstatement rules
  • Maintaining health insurance through Extended Medicare and 1619(b) Medicaid coverage
  • SSI’s Plan for Achieving Self Support (PASS)
  • Medicaid Buy-In Program for Working People with Disabilities
  • Earned Income Disregards for individuals using the Housing Choice Voucher program (Section 8)